In 1993, currently fresh from Vinukonda Degree College in Guntur district of Andhra Pradesh, equipped with a commerce degree, Konga Srinivas Rao was determined to make something of his own in Hyderabad. But dreams, he soon realized, does not take shape overnight. His first break came to his uncle’s television assembling unit in the Koti area. He had taken a dip in an area that he did not know anything about, and yet, instead of a shock, he rolled his sleeves and learned the art of manufacturing black and white TV sets from above the ground.
In three years, he mastered every aspect of the process – assembly, circuit tube and full TV production. “Every day, we used to manufacture 200 TV sets that were then in high demand,” remembering Rao, now 52.
But just when things looked stable, a roads surfaced: the incredible supply of the 18-volt step-down transformer, a major component from Delhi. Production delayed, loss piled up and frustration increased. Given both his uncle, problem and rising expertise of Rao, a suggestion will change his life: “Why don’t you build a transformer?”
This idea was challenging – they had just got married, resources were limited and competition was fierce. But he decided to take a dip anyway. In 1998, he launched his own unit-RS enterprises from a small rented room in Hyderabad with his graduate-wife Ram Devi, which was shared by the couple.
What started as a minor setup is now producing 70,000 transformers annually. “I hardly met the needs of the manufacturers and ensured the highest quality. This made me know my work to the companies, ”Rao proudly says.
Looking at his rich business, he managed to buy a house in the city’s Boduppal region in 2011. “It is a two -storey building. Surface is my manufacturing unit and upper floor is my abode,” he says.
In 2018, under the Prime Minister’s Employment Creation Program (PMEGP), a central plan-and-post support from the Department of Posts to promote entrepreneurship and employment generation by providing financial assistance for a loan with a loan, and unexpected support from the Department of Posts, Rao carried forward his business which he had imagined.
“I applied for the loan and approved ₹ 9 lakh. Of that, 7 lakh purchases went into machinery and the rest was reserved for working capital. I also received a subsidy of ₹ 2 lakh, ”he said.
In fact, he was surprised that the Department of Posts had a role in achieving subsidy. He says he recently revealed that the department is carrying out third -party verification of units, presenting reports that enable banks and government to issue loans and subsidies, ensure a smooth process that spared them general bureaucracy obstacles.
He is not alone in benefiting from these early services. Hundreds of micro and small entrepreneurs have also got relief. Telangana Circle of the Department of Posts has played an important role in the facility of access to PMEGP benefits under the Khadi and Village Industries Commission (KVIC), which promotes self-employment and trade development.
To ensure transparency and prevent misuse, the Central Government from August 20, 2024 submitted to the postal department with physical verification of nationwide PMEGP units.
Tales of success
From jute bags to brick kiln, from tailoring shops to digital service center, stories of small entrepreneurs are getting their feet under PMEGP Eco in Telangana.
B. Take the example of Sreejana, who established a jute bag construction unit in Hyderabad in 2019. To support his business, he availed the ₹ 25-lakh loan under the scheme. The business was promising from the beginning, but she was waiting for subsidy for women entrepreneurs.
Entrepreneur b. Sreejana, who has been operating a jute bag manufacturing unit in Hyderabad since 2019. Photo Credit: Special Arrangement
“One day last year, the employees of the postal department landed for a surprise verification. He clicked on the pictures, talked to my workers and examined the entire construction process. By presenting her quick presenting of the report, I am convinced that I will finally get very important subsidies, ”she says.
In Utkur, a backward village of Luxetted Mandal in the Mancharti District, A. Suresh, who runs Lakshmi Ganpati bricks, was taken until the postal authorities showed it in his unit. “The process was smooth and they were helpful. I never thought that government employees could be helpful for small business owners, ”he believes.
Fifty kilometers away, b. Praveen Kumar, who runs a Miceva Center in Tandur city, also realized that the bureaucracy lifted the weight from his shoulders when the postal staff inspected their premises and submitted a verification report without chasing officers or banks. Now, I am on the verge of achieving my pmegp loan and subsidy, ”he says, his voice suffocated with relief.
For Rohini, 36, a tailor in Adilabad district, Kovid -19 epidemic almost crushed her dreams as she was starting. Unpublished, he applied for a pmegp loan and further extended. “The journey was not easy, but today, my business is concluded. I am now able to provide employment to four people. The verification process of the postal department was smooth and I hope to get subsidy soon, ”she says.
Nirmal Naresh, who runs a hair salon in Kaladugu of Jannaram Mandal in Nirmal district, also received a PMEGP loan. Thanks to the efficient verification of the postal department, their subsidy is now within access.
Structured training
Chief Post Master General of Telangana Postal Circle, P. Vidyasagar Reddy says that the verification process for PMEGP units in the state began after a structured training session last October.
B. Praveen Kumar, who runs a Meseva center in Tandur city of Mancharti district. , Photo Credit: Special Arrangement
“A total of 85 postal workers were appointed as an0 to conduct physical verification of 3,492 pmegp units in 33 districts of Telangana. He started his work immediately after training and has already completed the verification of 505 units, ”he says, the verification process continues.
In Telangana, PMEGP units a wide range-paper plate of businesses and plastic manufacturer, cement and fly-esh manufacturer, barber shops, beauty parlors, detergent manufacturing units, agro-Industries, rice and flour mills, tent houses, photo studios, photo studios, internet cafe, wood, wood-section Wood-section, wood-silver, wood-silver, wood-silver,
The verification process begins with designated enumerators, which log in to a KVIC-provided mobile application, where they reach the details of the assigned PMGP unit. Their first stop is the bank, where they collect loan details and get bank verification form.
Subsequently, they confirm its physical space to visit the pmegp unit, assess its operating position, and record the number of employees. The ground tag photographs of the unit have been uploaded as evidence of verification.
Narasimhulu, Public Relations Inspector at Kukukali Post Office. , Photo Credit: Special Arrangement
To ensure transparency, the enumerator also collects a self -declaration from the beneficiary as contract -2, confirming that the verification was properly conducted. Before being uploaded, this document has been certified through the OTP sent to the registered mobile number of the beneficiary.
To ensure the accuracy and integrity of the data, the quality-stable teams have been installed at both regional and circle levels. These teams carefully review the data and photographs uploaded by the enumerator before forwarding KVIC for final processing. Once the verification is confirmed, KVIC issues a formal certificate to the bank, which is able to issue subsidy, which is later deposited in the beneficiary’s loan account.
Inspector RVCram of Balampalli Post Office says that he is doing unit verification for PMEGP scheme at Adilabad Division. “The owners of the rural manufacturing unit are eligible for 20–30% loan subsidy, subject to verification by the Department of Posts,” they explain.
Postal Assistant Venkateswara Reddy underlined his role in Hyderabad: “As part of my duties, I visit several banks to collect the necessary beneficiaries, including customer account number and loan details.”
Venkateswara Reddy, Postal Assistant in Hyderabad. , Photo Credit: Special Arrangement
After completing the bank -related procedures, it proceeds to physically verify the units, inspect the premises, evaluate the products and document the findings in the KVIC mobile application. “The beneficiaries have expressed gratitude for the spontaneous verification process by the department of the posts, and they voluntarily presented self-decoration forms, accepting the fair and transparency process,” he says, reflecting the positive impact.
Their feelings are echoed by those whose businesses were verified. Rao praised the postal department for fully verification, documenting every aspect of his unit through pictures and videos. “His support and proficiency has been priceless. We are deeply grateful to both PMEGP and Postal Department to help the manufacture and maintain our enterprise, ”they say.
Narasimulu, Public Relations Inspector, notes, most banks in Kukukalli Post Office have been helpful in the entire PMEGP verification process, although some challenges were created due to bank merger and unavailability of old records.
The manager of Union Bank of India, JNTU branch in Hyderabad, throw light on the importance of cooperation between the government, banks and the Department of Posts. “His outstanding support has made this process more effective,” he says.
Inspector in R.Vikram, Bellampalli Post Office. , Photo Credit: Special Arrangement
During the trips to their region, postal staff also take the opportunity to introduce customers in the category of India Post products. A staff member said, “Earlier, people used to question the credibility of the verification officers, but now, when we recognize ourselves as representatives of the office, they respond with confidence and enthusiasm,” a staff member comments.
Overall, the response to the beneficiaries has been highly positive. Hyderabad, Nizamabad, Kamaardi, Adilabad, and Kumaram Bhima across Asifabad, both beneficiaries and enumerators have shared encouraging reactions. Many beneficiaries have expressed satisfaction after the successful completion of physical verification, which will be able to issue subsidies to help closure their bank loans.
The Chief Post Master General noted that the Union Budget for 2025-26 has insisted on converting the change of Bharat Post into a major promoter of the rural economy. “With a network of 6,268 post offices and 15,190 employees, mostly in rural areas of Telangana, we are committed to supporting new entrepreneurs, women-led businesses, self-help groups and MSMES. Our goal is to help them reach government subsidies, successfully establishing business, generating employment and increasing income, ”he signs.
Published – March 07, 2025 10:51 am IST
